An owner-occupant is an individual(s) that will purchase the City property and make it their primary residence. The deed restriction for owner occupancy is 3 years unless the buyer uses City financing as part of the purchase. The financing will require additional years of occupancy.

If the buyer breaches the owner's occupancy restrictive covenant, the buyer will have to pay liquidated damages in the amount of $25,000 or the purchase price, whichever is greater.

You must work with a licensed Wisconsin real estate agent.  They will assist you with submitting an offer to the DCD – Real Estate Department. You can also review our steps here City Houses For Sale and contact any Wisconsin-licensed Real Estate Agent to assist you in the purchase process.

Yes. You must work with a licensed Wisconsin real estate agent. Contact any Wisconsin-licensed Real Estate Agent to assist you in the purchase process.

No. These homes are exclusively open to owner-occupants only for the first 60 days.

Owner-Occupants must reside in the property for 3 years unless the buyer uses City financing as part of the purchase. The financing will require additional years of occupancy.

No. You must have funds available prior to an accepted offer. Once the offer is accepted, you can start the process for City financing. For more information about the HBA Forgivable loan, visit: milwaukee.gov/HBA. You can also call (414) 286-5610 for more information.

Pre-Approval Letter (for purchase or renovation financing).  Bank Statement (if using Bank Funds or Giftor Bank Funds: Donor must not have debts with City of Milwaukee). The statement must show the Last 4 digits of the account, the Name of the Account Holder, and the balance on the account. The statement must be within the last 30 days.

PURCHASE PRICE + ESSENTIAL REPAIRS

We no longer provide this $1 program for residential properties.