Comfort You Can Afford with Me2
Is your home drafty? Need to replace your furnace? Want lower energy bills? Me2 is here to help!
Me2 makes it easy and affordable to make energy-saving upgrades such as insulation, air sealing, furnaces, boilers, hot water heaters, air conditioners, and now, windows! By combining an accessible, low-interest loan with incentives from Focus on Energy, Me2 can help you decrease your costs and increase your savings.
Through our partner, Summit Credit Union, Me2 provides affordable financing up to $15,000 for eligible home improvements so that you can redirect money you spend on high energy bills toward an investment in your home that will keep you and your family comfortable year round.
You'll help your pocketbook, your family, the local economy, and the environment.
Ready to Get Started? It's Easy (click the steps below for additional details):
- Acceptable Improvements
- Participating Contractors
Contact a Participating Me2 Contractor to develop an eligible project. The Me2 Participating Contractor listing has icons signifying the type of work each performs. If you don’t know which improvements you want, select a “Full Service” Contractor. Full Service and Insulation/Air Sealing contractors perform energy assessments as part of the Home Performance with ENERGY STAR program. Be sure to ask your contractor about incentives from Focus on Energy.
After you receive a bid from a Participating Me2 contractor, bring the contractor bid, Me2 Project Detail Form, and employment verification to your local Summit Credit Union to close the loan.
Once a Me2 Participating Contractor completes your qualifying energy improvements, you and your contractor complete the Completion Certificate and upload it to your Summit online account or email it to firstname.lastname@example.org.
Then, enjoy the comfort of your energy efficient home for years to come!
If you need assistance with Participating Me2 Contractors or have general program questions or comments, contact email@example.com
Me2 helps you take some of the dollars you are wasting on high energy bills and put them into energy-saving home improvements. Insulation, air sealing, windows, and new furnaces and boilers can help you save energy while making your home more comfortable, safe, durable, and quiet.
Me2 helps you take some of the dollars you are wasting on high energy bills and put them into energy-saving home improvements. Insulation, air sealing, windows, and new furnaces and boilers can help you save energy while making your home more comfortable, safe, durable, and quiet. Homeowners who have had their home inspected, insulated, and air sealed through Me2 have averaged a 30% reduction in energy use. Contact one of our Participating Me2 Contractors to find out how much you can save.
In addition to improving your home, working through Me2 is great for Milwaukee. All Participating Me2 Contractors are committed to putting Milwaukee residents to work and saving energy in your home reduces air pollution that can lead to respiratory problems and contribute to extreme weather events from climate change.
Loan Terms and Eligibility
The City of Milwaukee is pleased to partner with Summit Credit Union to help Milwaukee homeowners finance energy saving improvements. Me² financing helps you pay for your home upgrades in affordable monthly payments as you save on your energy bill. Summit Credit Union offers low-interest loans that do not require home equity.
• Loan Size: Up to $15,000
• Interest Rate: Low-Interest Fixed Rate
• Terms: Up to 15 years
• No down payment
• No home equity required
• Summit pays your contractor directly after you sign off that the work was completed
• Fees: No penalties for early payment
In general, qualified loan applicants will:
- Meet property eligibility requirements
- Be employed for the past 12-24 months
- Have a debt to income ratio less than 45%
- No minimum credit score requirement. Applicants with lower credit scores must have a longer recent employment history and lower outstanding debt obligations.
Click here for more information regarding terms, interest rates, or eligibility.
"At Summit, we have a passion for empowering people to improve their financial well-being and believe anyone can be financially successful. Helping you secure a bright financial future is our highest goal!"
You are eligible for energy-efficiency incentives if your home meets the following criteria:
• Your property is located within the City of Milwaukee.
• Single-family home, duplex, or triplex (3 units or less)
• Owner of building must be listed as an individual and not as a trust, LLC, or form of business.
• No delinquent property taxes due to the City of Milwaukee.
• Work must be performed by a Participating Me2 contractor. Me2 cannot finance do-it-yourself projects.
Usted es elegible para los incentivos de energía-eficiente y financiamiento si su casa cumple con los siguientes criterios:
• Localizada dentro de la Ciudad de Milwaukee
• Ocupada por el propietario de casa o no ocupada por el propietario de casa*, casa de una familia, duplex, o triplex (3 unidades o menos).
• El propietario del edificio debe ser catalogado como un individuo y no como un fideicomiso, LLC, o forma de un negocio
• No deber impuestos de la propiedad a la Ciudad de Milwaukee
• Me2 no se basa en ingresos
* Opciones de financiamiento y reglas del programa pueden ser diferentes para casas que no están ocupadas por el propietario.
With Me², you can finance primary energy efficiency improvements and a limited number of supporting safety improvements.
ENERGY STAR® Rated Windows
Attic & Wall Insulation
High Efficiency Hot Water Heaters, Heating & Cooling Equipment
- High efficiency furnaces and furnace/air conditioning combo packages (95%+ efficiency)
- High efficiency boilers (95%+ efficiency)
- High efficiency air conditioners (SEER 14+)
- High efficiency water heaters (storage EF .67+; condensing storage TE 90+; tankless EF .82+)
Furnaces & boilers must be eligible for incentives from the statewide Focus on Energy program
Geothermal Heat Pumps (EER 15+)
Supporting Safety Improvements
Up to 20% of the Summit loan on each project may be for support measures that are necessary to install the primary energy efficiency measures or otherwise contribute to energy efficiency in the home. These include but are not limited to electrical upgrades, asbestos/vermiculite removal, oil tank removal, minor roof repair, minor carpentry work such as creating attic access, mechanical ventilation, and window or door replacements.
Insulation, air sealing, attic ventilation, and other "whole house" improvements must be completed under the Home Performance with ENERGY STAR® program. For these services, contact a Participating Me² contractor with the “Full Service” or “Insulation/Air sealing” symbol.
Deben ser instalados por Contratistas Participantes con Me2. Ver smartenergypays.com para una lista completa
• Aislamiento térmico de ático y pared
• Sellado de aire (impermeabilizar y sellar los huecos que permiten
la entrada del aire exterior)
• Enfoque en Energía son elegibles Equipos de Calefacción, Refrigeración y de Ventilación
• Bombas de Calor
• Apoyando las mejoras de seguridad
Windows and Energy Efficiency
New energy efficient windows save energy as compared to older or single pane windows. Information on selecting ENERGY STAR® rated windows can be found at the Efficient Windows Collaborative™ or by contacting a Participating Me2 Contractor. Windows, however, are not ordinarily the biggest culprit for uncomfortable drafts and wasted energy in the home. Rather, air sealing and insulation through Focus on Energy’s Home Performance with ENERGY STAR program typically provides the most cost effective solutions to saving energy and improving the comfort of your home.
Participating Me2 Full Service or Insulation/Air Sealing Contractors can provide a comprehensive home energy assessment that will identify solutions customized for your home. Focus on Energy also provides rebates for insulation and airs sealing, but not for windows. Me2 requires that homeowners first have their attic insulated and air sealed to minimum standards prior to, or in conjunction with, financing new windows. Windows financed through Me2 must be installed by a Participating Me2 Contractor.
Customers wishing to finance windows through Me2 should have their Participating Me2 contractor complete this form.
Participating Residential Contractors
To finance a project with Me2, the project must be completed by a Participating Me2 Contractor. All Me2 Participating Contractors have agreed to hire local workers on your project and because they are Trade Allies in the Focus on Energy program, they can help you get rebates on qualifying projects.
Homeowners may select any contractor from this list to complete their Me2 qualifying project and are encouraged, but not required, to get more than one bid for service.
The City of Milwaukee, the Me2 program, and Summit Credit Union:
Do not endorse any particular installation contractor, engineering firm, manufacturer, product, or system design by this offering.
Make no representation or warranty and assume no liability with respect to the quality, safety, performance, or other aspect of any design, consulting, product, system, equipment, or appliance installed or received and expressly disclaim any such representations, warranties, and liability, including, but not limited to, any implied warranties of merchantability or fitness for a particular purpose. Please contact your contractor for detailed manufacturer equipment warranties.
Recommend that you read and adhere to Homeowner Consumer Tips.
Do not guarantee that installation and operation of energy efficient equipment will result in reduced usage or in cost savings.
Are not liable for any damages, including any incidental or consequential damages, arising out of the operation or malfunction of the products, equipment, or appliances or the installation thereof.
Me2 strives for good customer service and quality workmanship.
If you have an unsatisfactory experience with a Me2 contractor, first seek to resolve the issue directly with your contractor before contacting the Me2 program.
Me2 Full Service Contractors
These contractors provide services for all Me2 qualified projects and are able to access all residential Focus on Energy incentives. These contractors performhome energy evaluations required for insulation and air sealing projects. These contractors may charge a fee for this service. Ask for details.
Me2 Furnace, Boiler, and Water Heater Contractors
These contractors provide services for Me2 HVAC, boiler and water heater projects and can provide Focus on Energy incentives. A home energy evaluation is NOT required to receive financing and incentives for qualified products in this category.
Me2 Support Contractors
These contractors provide support services for Me2 qualified projects. Up to 20% of a Me2 loan can be used for home upgrades such as electrical improvements, asbestos repair, and roof repair. The remaining 80% of a Me2 loan must be for primary energy efficiency projects like insulation, air sealing, furnaces, boilers, hot water heaters, or windows.
Full Service Contractors
321 N 25th St, Milwaukee, WI 53233
Master Plumber License #224725
6438 W Mill Rd, Milwaukee, WI 53218
1101 W Layton Ave, Milwaukee, WI 53221
Master Plumber License #223998
Furnace, Boiler, and Water Heater Contractors
4630 S Kinnickinnic Ave, Cudahy, WI 53110
Master Plumber License #224725
2165 S 170th St, New Berlin, WI 53151
5635 W Douglas Ave, Milwaukee, WI 53218
4209 S Howell Ave, Milwaukee, WI 53207
8205 N Teutonia Ave, Brown Deer, WI 53209
W4499 Sumac Rd, Plymouth, WI 53073
12770 W Custer Ave, Butler, WI 53007
4704 S 47th St, Greenfield, WI 53220
Larry Meyers or Joy Meyers
2005 S West Ave, Waukesha WI 53189
1506 Friess Lake Rd, Hubertus, WI 53033
1136A S Layton Blvd, Milwaukee, WI 53215
2545 N 30th St, Milwaukee, WI 53210
11300 W Greenfield Ave, Milwaukee, WI 53214
5070 N 35th St, Milwaukee, WI 53209
1978 W Hampton Ave, Milwaukee, WI 53209
640 S 70th St, Milwaukee, WI 53214
Craig Murdock or Megan Murdock
1520 S Sylvania Ave #305, Sturtevant, WI 53177
2323 Sylvan Way, West Bend, WI 53095
Incentives from Focus on Energy
Focus on Energy is Wisconsin utilities’ statewide energy efficiency and renewable resource program. Focus on Energy is funded by the state’s investor-owned energy utilities, as required by law, and participating municipal and electric cooperative utilities. To participate in Focus on Energy programs, residents or business owners must be customers of a participating utility, such as We Energies.
You can pair incentives from the statewide Focus on Energy program with a loan through Me2. If you don't want a Me2 loan, you may still be eligible for Focus on Energy incentives.
Focus on Energy incentives for homeowners offers two levels of incentives. "Tier 2 Incentives" offer higher incentives for income-eligible households and require you to complete an application. Tier 1 Incentives are not based on income and are available directly through your Participating Me2 Contractor. See the table below.
Focus on Energy offers rebates up to $2,250 for whole house insulation and air sealing improvements through its Home Performance with ENERY STAR® program. Apply for Enhanced Rewards.
Focus on Energy offers rebates up to $2,400 for efficient equipment like furnances and boilers. Apply for Enhanced Rewards.
Tier 2 Incentives PROGRAM SELF-SCREENING TOOL
Gross Annual Income Upper Limit (2016)
If your gross annual income falls below the upper income limit for your household size, you may be eligible for the Tier 2 Inventive Program. If you are above the upper limit, you may qualify for standard Tier 1 Incentives. Click the links above for the Tier 2 Incentives application for the type of service you are looking for.
Sample Energy Audit