Tap into Incentives from Focus on Energy

  • You may also be eligible for Enhanced Rewards and a
    FREE energy assessment for income eligible residents.
    (If you do not qualify for enhanced incentives, you may still be eligible for standard Focus on Energy Incentives directly through your Participating contractor. See below for information on how to get started).



Pay for Upgrades with Low Interest Financing

Your energy efficiency upgrades can be financed through our partnership with Summit Credit Union. Summit Credit Union offers low-interest loans that do not require home equity. The Summit Me² financing helps you pay for your home upgrades in affordable monthly payments as you save on your energy bill.

•  Eligible Participants: 1-3 unit residences located in the City of Milwaukee.  Click here for complete eligibility.
•  Loan Size: Up to $15,000
•  Interest Rate: Low-Interest Fixed Rate (currently 4.5-5.25%)
•  Terms: Up to 15 years.
•  No down payment
•  No home equity required
•  Summit pays your contractor directly after you sign off that the work was completed.
•  Fees: No penalties for early payment

What will it cost? Estimate your loan payment:

Term 3 Year
36 mo.
5 Year
60 mo.
7 Year
84 mo.
10 Year
120 mo.
15 Year
180 mo.


 4.5%   4.5%  5.25%  5.25%  5.25%
Simple Loan Calculator
Free loan calculator by Bankrate.com



"At Summit, we have a passion for empowering people to improve their financial well-being and believe anyone can be financially successful. Helping you secure a bright financial future is our highest goal! Get your personalized plan at Summit Credit Union today."


Ready to Get Started? It's Easy: 

Step 1-  Get Pre-Approved for a Me2 Loan

Apply for loan through Summit Credit Union or visit your nearest branch

Instructions on navigating Summit's website
You get a listing of Summit's terms and conditions. Click "Continue."  You will then be asked: "Are you looking to apply for a mortgage or refinance an existing mortgage?" Click "No." Then answer the questions as prompted. Then click "Apply Now."  A new page will open. You may then create a user name and password and click "Apply for a loan."

You can also call (800) 236-5560. Press 2 for loan info and 1 to apply. You can also visit your local Summit Credit Union at: 2159 Miller Park Way OR 10015 W Greenfield Ave

Step 2 - Develop Project

Contact a Participating Me2 Contractor to develop an eligible project. The Me2 Participating Contractors listing has icons signifying the type of work each performs. If you don’t know which improvements you want, select a “Full Service” Contractor.  Full Service and Insulation/Air Sealing contractors perform energy assessments as part of the Home Performance with ENERGY STAR program.  Be sure to ask your contractor about incentives from Focus on Energy.

Step 3: Close your Me2 Loan

After you have received a bid from a Participating Me2 contractor, bring the contractor bid, Me2 Project Detail Form (use Form 1 for standard Focus incentives and Form 2 for Enhanced Focus on Energy incentives, and employment verification to your local Summit Credit Union to close the loan.

Step 4 - Complete Project

Once a Me2 Participating Contractor completes your qualifying energy improvements, You and your contractor should complete the Completion Certificate and upload it to your Summit online account or email it to me2lenders@summitcreditunion.com.

Then, enjoy the comfort of your energy efficient home for years to come!

If you need assistance with Participating Me2 Contractors or have general program questions or comments, contact eshamb@milwaukee.gov.



Why You Need Me²

Click to open Before & After Home Diagram




• High Energy Bills
• Mold/Mildew
• Drafts
• Cold/Hot Rooms
• Dust
• Ice Dams
• Cold Floors
• Musty Smells
• Street Noise
• Moisture on Windows
• Damp Basement
• Uncomfortable

Contact Me² Today!
(414) 286-8556


Not a resident of the City of Milwaukee and interested in energy efficient savings?
You can learn more by visiting Focus on Energy or calling 1-800-762-7077.



Am I eligible to participate in the Me² program?

What Improvements are Eligible?

I have heard of the Weatherization Assistance Program. Which energy efficiency program is right for me?

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