Tap into Incentives from Focus on Energy

  • You may also be eligible for Enhanced Rewards and a
    FREE energy assessment for income eligible residents.
    (If you do not qualify for enhanced incentives, you may still be eligible for standard Focus on Energy Incentives directly through your Participating contractor. See below for information on how to get started).



Pay for Upgrades with Low Interest Financing

Your energy efficiency upgrades can be financed through our partnership with Summit Credit Union. Summit Credit Union offers low-interest loans that do not require home equity. The Summit Me² financing helps you pay for your home upgrades in affordable monthly payments as you save on your energy bill.

•  Eligible Participants: 1-3 unit residences located in the City of Milwaukee.  Click here for complete eligibility.
•  Loan Size: Up to $15,000
•  Interest Rate: Low-Interest Fixed Rate (currently 4.5-5.25%)
•  Terms: Up to 15 years.
•  No down payment
•  No home equity required
•  Summit pays your contractor directly after you sign off that the work was completed.
•  Fees: No penalties for early payment

What will it cost? Estimate your loan payment:

Term 3 Year
36 mo.
5 Year
60 mo.
7 Year
84 mo.
10 Year
120 mo.
15 Year
180 mo.


 4.5%   4.5%  5.25%  5.25%  5.25%
Simple Loan Calculator
Free loan calculator by Bankrate.com



"At Summit, we have a passion for empowering people to improve their financial well-being and believe anyone can be financially successful. Helping you secure a bright financial future is our highest goal! Get your personalized plan at Summit Credit Union today."


Ready to Get Started? It's Easy: 

Step 1 - Develop Project

Contact a Participating Me2 Contractor to develop an eligible project. The Me2 Participating Contractors listing has icons signifying the type of work each performs. If you don’t know which improvements you want, select a “Full Service” Contractor.  Full Service and Insulation/Air Sealing contractors perform energy assessments as part of the Home Performance with ENERGY STAR program.  Be sure to ask your contractor about incentives from Focus on Energy.

Step 2- Apply for an Me2 Loan

Apply for loan through Summit Credit Union.
(READ below for instructions on navigating Summit's website).

You get a listing of Summit's terms and conditions. Click "Continue."  You will then be asked: "Are you looking to apply for a mortgage or refinance an existing mortgage?" Click "No." Then answer the questions as prompted. Then click "Apply Now."  A new page will open. You may then create a user name and password and click "Apply for a loan." After you have completed the above application, re-enter Summit Credit Union’s Me2 Application page and select “Upload a Document.” Then upload this form along with your application, or email to me2lenders@summitcreditunion.com. If you are an Enhanced Focus on Energy Applicant,use this form for enhanced rewards.

Step 3 - Complete Project and Close Loan

Once a Me2 Participating Contractor completes your qualifying energy improvements, you can close your loan at a Summit Credit Union Branch convenient to you. You and your contractor should complete the Completion Certificate and upload it to your Summit online account or email it to me2lenders@summitcreditunion.com.

Then, enjoy the comfort of your energy efficient home for years to come!

If you need assistance with Participating Me2 Contractors or have general program questions or comments, contact eshamb@milwaukee.gov.



Why You Need Me²

Click to open Before & After Home Diagram




• High Energy Bills
• Mold/Mildew
• Drafts
• Cold/Hot Rooms
• Dust
• Ice Dams
• Cold Floors
• Musty Smells
• Street Noise
• Moisture on Windows
• Damp Basement
• Uncomfortable

Contact Me² Today!
(414) 286-8556


Not a resident of the City of Milwaukee and interested in energy efficient savings?
You can learn more by visiting Focus on Energy or calling 1-800-762-7077.



Am I eligible to participate in the Me² program?

What Improvements are Eligible?

Home Improvement Consumer Tips

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