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Loan Terms and Eligibility      Summit Credit Union Logo

The City of Milwaukee is pleased to partner with Summit Credit Union to help Milwaukee homeowners finance energy saving improvements. Me² financing helps you pay for your home upgrades in affordable monthly payments as you save on your energy bill.  Summit Credit Union offers low-interest loans that do not require home equity.

•  Loan Size: Up to $15,000
•  Interest Rate: Low-Interest Fixed Rate 
•  Terms: Up to 15 years
•  No down payment
•  No home equity required
•  Summit pays your contractor directly after you sign off that the work was completed
•  Fees: No penalties for early payment

In general, qualified loan applicants will:

  • Meet property eligibility requirements
  • Be employed for the past 12-24 months
  • Have a debt to income ratio less than 45%
  • No minimum credit score requirement. Applicants with lower credit scores must have a longer recent employment history and lower outstanding debt obligations.

Click here for more information regarding terms, interest rates, or eligibility. 

"At Summit, we have a passion for empowering people to improve their financial well-being and believe anyone can be financially successful. Helping you secure a bright financial future is our highest goal!"

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