Bookmark and Share

Housing Help

The City of Milwaukee offers a variety of resources and incentive programs to help current homeowners, home buyers, investors and non-profit organizations.


Please check with the program provider for latest program requirements and funding availability.

 

Select an option below to filter available resources:

 
       (currently own a home in the City of Milwaukee as your primary residence)


I want to purchase a home or build a new home. 
       (purchase and live in the house as your primary residence in the City of Milwaukee)

 
I am an investor or a non-profit organization. 
 

Or open a printable PDF file of resources for homeowners, home buyers and investors/non-profits.
     
 
City Houses For Sale

City Houses For Sale

The City of Milwaukee has homes for sale for buyers interested in purchasing a property for homeownership. Most properties are in need of repair and resources are available assist buyers with repair costs. Properties are listed on the City’s website (milwaukee.gov/cityrealestate), as well as with local real estate brokers.

Historic Houses For Sale

Historic Houses For Sale

If you love the scale, details and craftsmanship of a historic home and love to renovate, we may have the perfect house for you. As a bonus, many of the homes listed have had extensive exterior repairs such as new roofs, chimneys and siding. These repairs will make the remaining renovations manageable and the whole project more affordable.

Homebuyer Assistance Program

Homebuyer Assistance Program

The City will provide up to a $20,000 forgivable loan to qualified owner-occupant buyers of city-owned homes. Both financial and technical assistance are provided as part of the program. The City is working with a number of lenders who can provide first mortgage loans to eligible potential homebuyers going through the program. Attend a Homebuyer Orientation Session to learn more.

$500 Roots Landscaping Incentive

$500 Roots Landscaping Incentive

The City offers a $500 landscaping reimbursement for City-owned homes sold to owner-occupants only. Landscaping includes flowers, sod, grass seed, bushes, fencing, miscellaneous or purchase of lawn care tools including lawnmowers, snowblowers, trimmers, tillers, shovels, rakes, etc.

Build New with $1 Lots & $10,000 Forgivable Loans

Build New with $1 Lots & $10,000 Forgivable Loans

Build your NEW home in one of the city’s premier subdivisions located in the heart of the city - close to downtown! Choose from Walnut Circle, Josey Heights or The Legacy subdivisions. Fully improved lots, including sewer, water, lighting and sidewalks. Shop and compare – affordable lot pricing means more house for your money!

READY-TO-GO-HOME

READY-TO-GO-HOME

Currently there are no homes available, but stay in touch as we will be updating our page soon. Ready-To-Go-Homes are fully renovated homes for sale in the Harambee neighborhood. Houses are “move-in ready” and may include a new roof, furnace, water heater and other improvements. In the Harambee neighborhood, you will find committed residents and neighborhood organizations, new development, parks, the Beerline Trail and many other amenities. 

HACM Homeownership Programs

HACM Homeownership Programs

The Housing Authority of the City of Milwaukee offers homeownership opportunities for families living in their developments or participating in their Section 8 Program. In addition, the Housing Authority offers fully rehabilitated, “move in ready” homes for sale to any buyer.

RICH Program (Reinvest in City Homes)

RICH Program (Reinvest in City Homes)

The RICH Program provides rehabbed City properties and mortgage funding for individuals interested in purchasing a home for home ownership. For more information on this program, please contact Milwaukee Habitat for Humanity at (414) 562-6100.

Homeownership through Habitat for Humanity

Homeownership through Habitat for Humanity

First-time home buyers who live in subsidized or inadequate housing may qualify to purchase a house through Habitat for Humanity. A typical monthly mortgage payment is $500 – $700, and buyers must contribute hundreds of hours of labor on the construction of their own home and homes of their neighbors.

Turnkey Renovation Program

Turnkey Renovation Program

LBWN sells fully-renovated, energy-efficient houses are available for sale in the Silver City, Burnham Park and Layton Park neighborhoods on the City’s near south side. These properties combine modern conveniences with restoration of historic architectural details.

Milwaukee Christian Center Housing Program

Milwaukee Christian Center Housing Program

Milwaukee Christian Center’s community-based, affordable housing programs build reasonably priced housing that is sold to qualifying homeowners.

ACTS Housing Homeownership Program

ACTS Housing Homeownership Program

ACTS helps families purchase and renovate homes, with a focus on vacant and foreclosed homes. This includes assistance in home selection, developing and executing a rehabilitation plan and putting together the financing needed for the project.

Take Root Milwaukee

Take Root Milwaukee

Take Root Milwaukee (TRM) is a resource that connects people to local, low-cost and trustworthy organizations than can help them either buy a home or keep their home. TRM includes over 52 individuals and groups active in the home ownership sector such as housing counseling agencies, financial institutions, Realtors, local government, neighborhood organizations and other community partners – all working together to promote sustainable home ownership.

Homebuyer Counseling Agencies

Homebuyer Counseling Agencies

Local non-profit homebuying counseling agencies provide counseling on all aspects of home purchase, as well as resources (e.g., down payment assistance) for buying a home. ACTS Housing (414) 933-2215, Housing Resources Inc. (414) 461-6330, United Community Center (414) 384-3100

Fair Housing Council

Fair Housing Council

If you think you may have experienced discrimination in the housing market please reach out to the Fair Housing Council to talk further about your situation at 414-278-1240.

City Houses For Sale to Investors

City Houses For Sale to Investors

The City of Milwaukee sells properties to responsible investor owners. Most properties are in need of repair. Properties are listed on the City’s website, as well as with local real estate brokers.

Bulk Buyer

Bulk Buyer Guidelines for Purchasing City Houses

Under the City’s “Bulk Buyer” program, investors can purchase a minimum of five properties, at a reduced price of $5,000 each, if the property is listed for sale at $25,000 or less. To qualify for a bulk purchase, the buyer must have housing rehab experience.

Non-Profit Guidelines for Purchasing City Houses

Non-Profit Guidelines for Purchasing City Houses

The City of Milwaukee sells properties to nonprofit organizations at reduced prices. If the asking price is $25,000 or less and the property has been on the market for less than 60 days, the price is reduced to $1,000. If the has been on the market for more than 60 days and the asking price is $25,000 or less, the price is reduced to $1.

Landlord Training Program

Landlord Training Program

The Landlord Training Program provides free training to teach landlords ways to keep illegal activity out of their property, and how to manage it if/when nuisance activity does appear. Classes are free and held on a regular basis throughout the year at various locations.

Rental Rehab TIN Program

Rental Rehab TIN Program

The Rental Rehab program offers forgivable loans of up to half the cost of needed rehabilitation, but not to exceed $14,999 per unit, to responsible investors who agree to rent to income-eligible tenants. The property must be located in a Targeted Investment Neighborhood (TIN) and meet program standards when the rehabilitation is complete. Generally, units must have at least two bedrooms to qualify.

Lead Service Line Replacement

Lead Service Line Replacement

If your lead water service line needs to be replaced due to leaking, damage during planned construction, or because the City owned section is being replaced, the City will notify you and work with you on the replacement. The City offers special assessment financing as well as cost-share for the owner’s part of the line replacement for properties with 1 to 4 dwelling units.

Fair Housing Council

Fair Housing Council

If you think you may have experienced discrimination in the housing market please reach out to the Fair Housing Council to talk further about your situation at 414-278-1240.

STRONG Homes Loan

STRONG Homes Loan

The STRONG Homes Program offers low interest and deferred loans of up to $20,000 to owner occupants to make emergency and essential home repairs. After 10 years, 25% of loan is forgivable. Technical assistance is provided in preparing a scope of work for the property, obtaining bids and managing the construction process.

Home Rehabilitation Loan Program

Home Rehabilitation Loan Program

The Home Rehabilitation Program offers 0% interest and deferred payment home rehab loans to income qualified owner-occupants. Property must be located in a City Targeted Investment Neighborhood (TIN). Technical assistance is provided in preparing a scope of work for the property, obtaining bids and managing the construction process. See a list and map of TINS online.

$1 Vacant Side Lot

$1 Vacant Side Lot

Do you have a City-owned vacant lot next to your home? If so, you may be able to buy the lot and combine it with your property for added yard space. PLEASE NOTE: Only lots that have no development potential are available for $1. Other lots may be available for $100-$500.

Neighborhood Improvement Project

Neighborhood Improvement Project

The NIP Program assists eligible homeowners in repairing their homes. Eligible work includes code violations, maintenance and mechanical work. Assistance is provided by local NIP Service Agencies, working with local contractors.

Compliance Loan Program

Compliance Loan Program

The Compliance Loan Program provides 0% interest deferred payment loans to assist eligible homeowners in making repairs to fix code violations on their homes. Homeowners must have outstanding code violations and meet income guidelines to qualify or the program. Assistance is provided in selecting a contractor and monitoring work. Call 414-286-2567 or email clp@milwaukee.gov for more information.

Me2

Me2 Energy Efficiency Program

Me2 makes it easy and affordable to make energy-saving upgrades such as insulation, air sealing, furnaces, boilers, hot water heaters, air conditioners, and now, windows! Summit Credit Union provides low-interest loans up to $15,000 for eligible home improvements. Single-family home, duplex, or triplex (3 units or less). Investors must be owner-occupants.

Milwaukee Shines

Milwaukee Shines

Whether you are a homeowner or run a business, there are financing options available to help you pay for your solar installation. Milwaukee Shines has partnered with Summit Credit Union to offer low-interest solar loans to Milwaukee homeowners.

Lead Service Line Replacement

Lead Service Line Replacement

If your lead water service line needs to be replaced due to leaking, damage during planned construction, or because the City owned section is being replaced, the City will notify you and work with you on the replacement. The City offers special assessment financing as well as cost-share for the owner’s part of the line replacement for properties with 1 to 4 dwelling units.

Housing Resources, Inc.

Housing Resources, Inc.

Housing Resources, Inc. is a housing counseling agency that works to help stabilize families, facilitate neighborhood improvement, and support homebuyer and homeowners in building and preserving equity for future generations. They have a few programs that might help you. Call 414-461-6330 for more information. 

  • $1,000 Minor Home Repair grant
  • Tool Loan Program
  • Post Purchase Counseling
  • Default Counseling
  • Reverse Mortgage Counseling 

 

Revitalize Milwaukee

Revitalize Milwaukee

Revitalize Milwaukee offers free essential home repairs to those who are over the age of 60, veterns, or those with disabilities. if you are a homeowner who meets any of these requirements, then you might qualify for free repairs! For more information please call 414-312-7531. 

Habitat for Humanity

Habitat for Humanity

Habitat’s Critical Repair program provides a critical foundation for breaking the cycle of poverty and strengthening neighborhoods, Milwaukee Habitat is committed to helping more families achieve stability and independence. If you live in the Washington Park, Midtown, Harambee, Amani and Metcalfe Park neighborhoods and own your home, check out their website if they can help you with a critical home repair. Call them at 414-316-5606. 

Take Root Milwaukee

Take Root Milwaukee

Take Root Milwaukee (TRM) is a resource that connects people to local, low-cost and trustworthy organizations than can help them either buy a home or keep their home. TRM includes over 52 individuals and groups active in the home ownership sector such as housing counseling agencies, financial institutions, Realtors, local government, neighborhood organizations and other community partners – all working together to promote sustainable home ownership.

Fair Housing Council

Fair Housing Council

If you think you may have experienced discrimination in the housing market please reach out to the Fair Housing Council to talk further about your situation at 414-278-1240.

Community Warehouse

Community Warehouse

If you are looking for new home improvement materials such as doors, windows, flooring, cabinets, etc. at a discount price check out Community Warehouse at 521 S 9th St or 324 W North Ave. For a $25 annual membership you will have access to all their warehouse prices. 

Social Development Commission

Social Development Commission

Social Development Commission is a non-profit organization empowering Milwaukee County residents with the resources to move beyond poverty. Under their residential services you can see if you can qualify for help under their Neighborhood Improvement Project program for home maintenance, building code violations or lead safety issues. Contact them at 414.906.2815 or fill out the online form. They also have a Weatherization Program. Do you receive Energy Assistance? Do you rent or own your home? If you answered yes to these questions, contact SDC’s Weatherization program to find out how they can SAVE YOU MONEY on your energy bills! Contact them at 414.906.2727 or fill out their online form.  

Strong Neighborhoods Plan
   Let's work together to build a stronger Milwaukee.

Please wait while we gather your results.

Calendar

(Class is at-capacity!) Two-Part Landlord Training, East Library (part 2-of-2)

11-14-20185:00 PM  - 7:30 PMEast Library in the Ellipse Room, 2320 N. Cramer St.

Housing Resource Fair 2018

11-17-201810:00 AM  - 2:00 PMNorth Division High School  1011 W Center Street 

(Class is at-capacity!) Landlord Training, Zablocki Library-Community Room

11-28-20181:30 PM  - 7:30 PMZablocki Library-Community Room, 3501 W. Oklahoma Av. Milwaukee, WI 53215

Landlord Training, Lake Tower, 3rd Floor

12-05-20189:00 AM  - 3:00 PMAnderson Water Tower, 4001 S. 6th St., 3rd Floor. Parking available on the Street, and parking lots east of 6th Street (accessed by Norwich St.).

Housing Help web tool ad


Attend a Homebuyer Orientation Session
 

Housing Resource Guide

Vacant Lot Handbook

Don't lose your home through tax foreclosure