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Housing Help

The City of Milwaukee offers a variety of resources and incentive programs to help current homeowners, home buyers, investors and non-profit organizations.


Please check with the program provider for latest program requirements and funding availability.

 

Select an option below to filter available resources:

 
       (currently own a home in the City of Milwaukee as your primary residence)


I want to purchase a home or build a new home. 
       (purchase and live in the house as your primary residence in the City of Milwaukee)

 
I am an investor or a non-profit organization. 
 

Or open a printable PDF file of resources for homeowners, home buyers and investors/non-profits.
     
 
City Houses For Sale

City Houses For Sale

The City of Milwaukee has homes for sale for buyers interested in purchasing a property for homeownership. Most properties are in need of repair and resources are available assist buyers with repair costs. Properties are listed on the City’s website (milwaukee.gov/cityrealestate), as well as with local real estate brokers.

Historic Houses For Sale

Historic Houses For Sale

If you love the scale, details and craftsmanship of a historic home and love to renovate, we may have the perfect house for you. As a bonus, many of the homes listed have had extensive exterior repairs such as new roofs, chimneys and siding. These repairs will make the remaining renovations manageable and the whole project more affordable.

Homebuyer Assistance Program

Homebuyer Assistance Program

The City will provide up to a $20,000 forgivable loan to qualified owner-occupant buyers of city-owned homes. Both financial and technical assistance are provided as part of the program. The City is working with a number of lenders who can provide first mortgage loans to eligible potential homebuyers going through the program. Attend a Homebuyer Orientation Session to learn more.

$500 Roots Landscaping Incentive

$500 Roots Landscaping Incentive

The City offers a $500 landscaping reimbursement for City-owned homes sold to owner-occupants only. Landscaping includes flowers, sod, grass seed, bushes, fencing, miscellaneous or purchase of lawn care tools including lawnmowers, snowblowers, trimmers, tillers, shovels, rakes, etc.

Build New with $1 Lots & $10,000 Forgivable Loans

Build New with $1 Lots & $10,000 Forgivable Loans

Build your NEW home in one of the city’s premier subdivisions located in the heart of the city - close to downtown! Choose from Walnut Circle, Josey Heights or The Legacy subdivisions. Fully improved lots, including sewer, water, lighting and sidewalks. Shop and compare – affordable lot pricing means more house for your money!

READY-TO-GO-HOME

READY-TO-GO-HOME

Ready-To-Go-Homes are fully renovated homes for sale in the Harambee neighborhood. Houses are “move-in ready” and may include a new roof, furnace, water heater and other improvements. In the Harambee neighborhood, you will find committed residents and neighborhood organizations, new development, parks, the Beerline Trail and many other amenities.

HACM Homeownership Programs

HACM Homeownership Programs

The Housing Authority of the City of Milwaukee offers homeownership opportunities for families living in their developments or participating in their Section 8 Program. In addition, the Housing Authority offers fully rehabilitated, “move in ready” homes for sale to any buyer.

RICH Program (Reinvest in City Homes)

RICH Program (Reinvest in City Homes)

The RICH Program provides rehabbed City properties and mortgage funding for individuals interested in purchasing a home for home ownership. For more information on this program, please contact Milwaukee Habitat for Humanity at (414) 562-6100.

Homeownership through Habitat for Humanity

Homeownership through Habitat for Humanity

First-time home buyers who live in subsidized or inadequate housing may qualify to purchase a house through Habitat for Humanity. A typical monthly mortgage payment is $500 – $700, and buyers must contribute hundreds of hours of labor on the construction of their own home and homes of their neighbors.

Turnkey Renovation Program

Turnkey Renovation Program

LBWN sells fully-renovated, energy-efficient houses are available for sale in the Silver City, Burnham Park and Layton Park neighborhoods on the City’s near south side. These properties combine modern conveniences with restoration of historic architectural details.

Milwaukee Christian Center Housing Program

Milwaukee Christian Center Housing Program

Milwaukee Christian Center’s community-based, affordable housing programs build reasonably priced housing that is sold to qualifying homeowners.

ACTS Housing Homeownership Program

ACTS Housing Homeownership Program

ACTS helps families purchase and renovate homes, with a focus on vacant and foreclosed homes. This includes assistance in home selection, developing and executing a rehabilitation plan and putting together the financing needed for the project.

Take Root Milwaukee

Take Root Milwaukee

Take Root Milwaukee (TRM) is a resource that connects people to local, low-cost and trustworthy organizations than can help them either buy a home or keep their home. TRM includes over 52 individuals and groups active in the home ownership sector such as housing counseling agencies, financial institutions, Realtors, local government, neighborhood organizations and other community partners – all working together to promote sustainable home ownership.

Homebuyer Counseling Agencies

Homebuyer Counseling Agencies

Local non-profit homebuying counseling agencies provide counseling on all aspects of home purchase, as well as resources (e.g., down payment assistance) for buying a home. ACTS Housing (414) 933-2215, Housing Resources Inc. (414) 461-6330, United Community Center (414) 384-3100

City Houses For Sale to Investors

City Houses For Sale to Investors

The City of Milwaukee sells properties to responsible investor owners. Most properties are in need of repair. Properties are listed on the City’s website, as well as with local real estate brokers.

Bulk Buyer

Bulk Buyer Guidelines for Purchasing City Houses

Under the City’s “Bulk Buyer” program, investors can purchase a minimum of five properties, at a reduced price of $5,000 each, if the property is listed for sale at $25,000 or less. To qualify for a bulk purchase, the buyer must have housing rehab experience.

Non-Profit Guidelines for Purchasing City Houses

Non-Profit Guidelines for Purchasing City Houses

The City of Milwaukee sells properties to nonprofit organizations at reduced prices. If the asking price is $25,000 or less and the property has been on the market for less than 60 days, the price is reduced to $1,000. If the has been on the market for more than 60 days and the asking price is $25,000 or less, the price is reduced to $1.

Landlord Training Program

Landlord Training Program

The Landlord Training Program provides free training to teach landlords ways to keep illegal activity out of their property, and how to manage it if/when nuisance activity does appear. Classes are free and held on a regular basis throughout the year at various locations.

Rental Rehab TIN Program

Rental Rehab TIN Program

The Rental Rehab program offers forgivable loans of up to half the cost of needed rehabilitation, but not to exceed $14,999 per unit, to responsible investors who agree to rent to income-eligible tenants. The property must be located in a Targeted Investment Neighborhood (TIN) and meet program standards when the rehabilitation is complete. Generally, units must have at least two bedrooms to qualify.

Rental Rehab Purchase Program

Rental Rehab Purchase Program

Purchasers of 1-4 unit City-owned tax foreclosed properties throughout the City of Milwaukee are eligible to apply for rehabilitation assistance up to half the cost of needed rehabilitation, but not to exceed $14,999 per unit, under the program. Investors must agree to rent to income-eligible tenants and meet program standards when the rehabilitation is complete. Generally, units must have at least 2 bedrooms to qualify.

Window Replacement - Lead Poisoning Prevention

Window Replacement - Lead Poisoning Prevention

Do you own property built before 1950 in the 53204, 53205, 53206, 53208, 53209, 53210, 53212, 53215 or 53216 zip codes? If your units have low-income tenants, or are available to low-income tenants if vacant, you may be eligible to receive up to $370 per window to replace lead-based painted windows. An additional $5,000/unit is available to address environmental asthma triggers if anyone 2-40 years old has asthma.

Lead Service Line Replacement

Lead Service Line Replacement

If your lead water service line needs to be replaced due to leaking, damage during planned construction, or because the City owned section is being replaced, the City will notify you and work with you on the replacement. The City offers special assessment financing as well as cost-share for the owner’s part of the line replacement for properties with 1 to 4 dwelling units.

STRONG Homes Loan

STRONG Homes Loan

The STRONG Homes Program offers low interest and deferred loans of up to $20,000 to owner occupants to make emergency and essential home repairs. After 10 years, 25% of loan is forgivable. Technical assistance is provided in preparing a scope of work for the property, obtaining bids and managing the construction process.

Home Rehabilitation Loan Program

Home Rehabilitation Loan Program

The Home Rehabilitation Program offers 0% interest and deferred payment home rehab loans to income qualified owner-occupants. Property must be located in a City Targeted Investment Neighborhood (TIN). Technical assistance is provided in preparing a scope of work for the property, obtaining bids and managing the construction process. See a list and map of TINS online.

$1 Vacant Side Lot

$1 Vacant Side Lot

Do you have a City-owned vacant lot next to your home? If so, you may be able to buy the lot and combine it with your property for added yard space. PLEASE NOTE: Only lots that have no development potential are available for $1. Other lots may be available for $100-$500.

Window Replacement - Lead Poisoning Prevention

Window Replacement - Lead Poisoning Prevention

Do you own property built before 1950 in the 53204, 53205, 53206, 53208, 53209, 53210, 53212, 53215 or 53216 zip codes? If you have children under 4 years old, or are pregnant, you may be eligible to receive up to $370 per window to replace lead-based painted windows. An additional $5,000/unit is available to address environmental asthma triggers if anyone 2-40 years old has asthma.

Neighborhood Improvement Project

Neighborhood Improvement Project

The NIP Program assists eligible homeowners in repairing their homes. Eligible work includes code violations, maintenance and mechanical work. Assistance is provided by local NIP Service Agencies, working with local contractors.

Compliance Loan Program

Compliance Loan Program

The Compliance Loan Program provides 0% interest deferred payment loans to assist eligible homeowners in making repairs to fix code violations on their homes. Homeowners must have outstanding code violations and meet income guidelines to qualify or the program. Assistance is provided in selecting a contractor and monitoring work.

Me2

Me2 Energy Efficiency Program

Me2 makes it easy and affordable to make energy-saving upgrades such as insulation, air sealing, furnaces, boilers, hot water heaters, air conditioners, and now, windows! Summit Credit Union provides low-interest loans up to $15,000 for eligible home improvements. Single-family home, duplex, or triplex (3 units or less). Investors must be owner-occupants.

Milwaukee Shines

Milwaukee Shines

Whether you are a homeowner or run a business, there are financing options available to help you pay for your solar installation. Milwaukee Shines has partnered with Summit Credit Union to offer low-interest solar loans to Milwaukee homeowners.

Lead Service Line Replacement

Lead Service Line Replacement

If your lead water service line needs to be replaced due to leaking, damage during planned construction, or because the City owned section is being replaced, the City will notify you and work with you on the replacement. The City offers special assessment financing as well as cost-share for the owner’s part of the line replacement for properties with 1 to 4 dwelling units.

Take Root Milwaukee

Take Root Milwaukee

Take Root Milwaukee (TRM) is a resource that connects people to local, low-cost and trustworthy organizations than can help them either buy a home or keep their home. TRM includes over 52 individuals and groups active in the home ownership sector such as housing counseling agencies, financial institutions, Realtors, local government, neighborhood organizations and other community partners – all working together to promote sustainable home ownership.

 

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Calendar

Community Improvement Project (CIP) Info Session - matching grants up to $4,000

11-08-20176:00 PM  - 7:00 PMWashington Park Library, 2121 N. Sherman Blvd.

Community Improvement Project (CIP) Info Session - matching grants up to $4,000

11-09-201710:00 AM  - 11:30 AMMartin Luther King Jr. Library, 310 W. Locust Street

FREE Landlord Training Program

11-11-20179:00 AM  - 3:00 PMMilwaukee Safety Academy - 6680 N. Teutonia Ave.

FREE Landlord Training Program

11-29-20179:00 AM  - 3:00 PMWater Tower - 4001 S. 6th St., 3rd Floor

FREE Landlord Training Program

12-13-20179:00 AM  - 3:00 PMWater Tower - 4001 S. 6th St., 3rd Floor

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E-Notify Email Eotifications

Sign up for E-notify to receive e-mail updates and monthly City Real Estate E-newsletters. Subscribe to "City-Owned Homes" under New Property Sales Listings.

Attend a Homebuyer Orientation Session

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